Get step-by-step instructions on what to do after an accident: download our FREE accident response guide.
If you have been injured in an auto accident that was not your fault, or if you were a passenger in a vehicle and suffered injuries as result of the negligence of another driver, you may have a claim against that driver’s automobile insurance company for any losses. These losses include medical expenses, emotional and physical pain and suffering, any lost wages you incur due to the accident, and any permanent injuries you sustain.
In order to protect your claim for losses, if you feel you may have been injured, you should seek immediate medical attention either at the emergency room or with your family doctor as soon as possible following the injury. And, if you are unable to work following your injury, you should let your employer know why you are unable to work and obtain a doctor’s note for your absence. The other driver may be responsible for reimbursing you for these expenses when the case settles.
Some insurance companies will try to convince you not to hire an attorney by promising to pay your medical expenses and lost wages. The insurance adjuster will assure you that he or she will negotiate a fair settlement for your claim. Usually you will have to jump through so many hoops to obtain these benefits that you ultimately decide you need an attorney anyway. We do not recommend that you deal with an experienced claims adjuster from the other party’s insurance company without the benefit of your own attorney. And certainly you should not give a recorded or written statement to anyone without speaking to an attorney first.
Choosing an attorney to handle your claim responsibly and effectively is the most important decision you will have to make following an accident. Retaining an attorney to file an accident claim does not mean that you are filing a lawsuit against the other driver. The vast majority of the insurance claims are settled before a lawsuit has to be filed.
Please contact us if you would like to talk with one of our experienced and caring auto accident attorneys in Raleigh.