Worker’s compensation is there when you get hurt at work. But applying for this payment is not the easiest process. A lot of people get hurt or sick due to work and later ask about workers’ compensation only to find out they don’t qualify — but only because of the timing or some other error.
Most companies are required to carry workers’ compensation insurance. According to the NC Industrial Commission, a company must carry a policy if they employ three or more employees, including those operating as corporations, sole proprietorships, limited liability companies, and partnerships.
If you work in a risky setting, read up on workers’ compensation so you can avoid these mistakes that might cost you later.
Oliver and Sherrie M. – Car Accident
“We were hit head-on by someone who run a red light. I got bruised up real bad inside and I had just had shoulder surgery and it inflamed that. My wife was hurt the worst. It disfigured her right arm. We were referred to Mr. West through our son-in-law so we went up and set an appointment with him. We went in and met him for the first time and he is a very nice gentleman to say the least. He took over the case and found out who the [driver] was. It had totaled the car and I had just gotten it paid off. They didn’t even get hurt. Mr. West took the case and went way out of his way to help. The lady who hit us … they had only the cheapest insurance to get the car on the road … so he helped us get more money to help us pay the bills. We are very happy with how it turned out. Kelly and West, they’re good people. You can talk to them and they’re down home people.”