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Free Title Searches Info Sheet

Title Searches

When buying property, it’s important to know you are getting what you’re paying for.

In law, business, and real estate, a title search is the process of examining public records to determine who owns the property and if there are any liens or claims against the property. It also can be a gathering of relevant documents or any evidence concerning the history of a piece or real property.  This can help determine any possible regulations or any relevant interests that inquiring parties may have.  Often times, it is only after a title search is done that you realize there is a problem with the land – either that the previous owner doesn’t own it or that there are claims against it that if not paid may cause foreclosure. All of these are very important to know before you spend your money.

There are a few important questions that title searches can help you answer. Does the current party selling the property have a saleable interest in that property? Does a lien exist on the property, such as back taxes, mortgages, mechanic’s liens, or any other possible assessments? If so these would need to be paid in full at the time of closing. Are there any allowances or restrictions involved in the use of the land, or the land in which the property currently resides? These could be anything from easements, to real covenants, or any other equitable servitude.

If you would like to talk with an experienced attorney about title searches in North Carolina, please contact us or call us TOLL-FREE 1-800-936-3133.

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Oliver and Sherrie M. – Car Accident

“We were hit head-on by someone who run a red light. I got bruised up real bad inside and I had just had shoulder surgery and it inflamed that. My wife was hurt the worst. It disfigured her right arm. We were referred to Mr. West through our son-in-law so we went up and set an appointment with him. We went in and met him for the first time and he is a very nice gentleman to say the least. He took over the case and found out who the [driver] was. It had totaled the car and I had just gotten it paid off. They didn’t even get hurt. Mr. West took the case and went way out of his way to help. The lady who hit us … they had only the cheapest insurance to get the car on the road … so he helped us get more money to help us pay the bills. We are very happy with how it turned out. Kelly and West, they’re good people. You can talk to them and they’re down home people.”