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Free Title Searches Info Sheet

Title Searches

When buying property, it’s important to know you are getting what you’re paying for.

In law, business, and real estate, a title search is the process of examining public records to determine who owns the property and if there are any liens or claims against the property. It also can be a gathering of relevant documents or any evidence concerning the history of a piece or real property.  This can help determine any possible regulations or any relevant interests that inquiring parties may have.  Often times, it is only after a title search is done that you realize there is a problem with the land – either that the previous owner doesn’t own it or that there are claims against it that if not paid may cause foreclosure. All of these are very important to know before you spend your money.

There are a few important questions that title searches can help you answer. Does the current party selling the property have a saleable interest in that property? Does a lien exist on the property, such as back taxes, mortgages, mechanic’s liens, or any other possible assessments? If so these would need to be paid in full at the time of closing. Are there any allowances or restrictions involved in the use of the land, or the land in which the property currently resides? These could be anything from easements, to real covenants, or any other equitable servitude.

If you would like to talk with an experienced attorney about title searches in North Carolina, please contact us or call us TOLL-FREE 1-800-936-3133.

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